Hi Damlers,
Here is a great guest post from @upanshu21 about " How to Streamline Lending and Credit Management using Smart Contracts"
Lending processes that integrate smart contracts technology can realize tremendous operational and business benefits such as
straight-through processing
easier regulatory reporting
simplified credit data management
removal of duplicate processes
excellent user experience
This is a simplified representation of origination workflow
You can check their reference application DeCredit on the DAML marketplace
Any questions on this topic for @upanshu21?